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USD Coin (USDC) price and plain-language guide

$0.9995 +0.02% today · Updated Nov 4, 2026

USD Coin (USDC) coin

Up 2.0% over 1 year

USD Coin (USDC) is a stablecoin issued by Circle, designed to stay close to the US dollar, though it can lose that link. It costs $0.9995 today. On Rumos your USDC is held by BitGo, a regulated custodian.

Market cap
$62.79B
Price × coins in circulation
24h volume
$10.58B
Traded in the last 24 hours
24h high / low
$1.01 / $0.9988
Today's range
All-time high
$1.17
Sep 2022
In circulation
62.8B
USDC

In plain English

What is USD Coin?

USD Coin (USDC) is a stablecoin pegged one to one to the US dollar, issued by Circle. Each token is backed by cash and short dated US Treasuries held at regulated financial institutions, and the reserves are attested monthly by an independent accounting firm. Because its value tracks the dollar, USDC is widely used to move funds between crypto markets without exposure to price swings, and to hold value while deciding what to buy next.
Start with Crypto Basics

What people use USD Coin for

  • Hold itMany people keep it for the long term.
  • Cash outSell it and withdraw to your bank.
  • Swap itTrade it for other coins in the app.
  • Buy regularlySet up a recurring buy in a couple of taps.

Latest USD Coin news

All news

What is DCA?

Start small, and keep it steady.

What is DCA, and how would it have worked for USD Coin?

DCA stands for dollar-cost averaging. You buy a fixed amount at regular times, like $25 every week, whatever the price is. When the price is low the same money buys more, and when it's high it buys less, so you don't have to guess the right moment.

  • Why people use itIt takes out the guesswork, and small regular amounts are easier to keep up.
  • What it can't doIt doesn't guarantee a profit. If the price keeps falling, you can still lose money.
  • Set it and let it runA recurring buy in the app repeats on its own. Check in now and then, and change the amount if your plans change.

A quick example

$100 a month for 3 months, with made-up prices

MonthYou put inPriceYou get (BTC)
January$100$50,0000.00200
February$100$40,0000.00250
March$100$60,0000.00167
Total$3000.00617

Same $100 each month: the lower the price, the more USDC you get.

Your average price: $48,649

That's lower than the $50,000 average of the three prices, because the same $100 bought more when the price was low.

Look it up in the glossary

DCA calculator

$per buy
How often
Over the last

Loading real price history…

How to buy

How to buy USD Coin in the US

  1. Download the Rumos app

    Create your free account and complete a one-time identity check. We guide you through it.

  2. Add dollars

    Top up by bank transfer or card. New accounts get 0% trading fees for the first 30 days.

  3. Buy USD Coin

    You don't need to buy a whole USDC. You'll see the exact amount and price before you confirm.

  4. Hold it or set a recurring buy

    Your USDC is held by BitGo, a regulated custodian. Prefer to invest a little at a time? Set up a recurring buy in a couple of taps.

A lesson in the Rumos app

Real questions

Common questions about USD Coin

What is the price of USD Coin today?

On Nov 4, 2026, USD Coin costs about $0.9995, about flat over the last 24 hours. Prices change all the time; the app always shows the live price before you buy.

How many USDC are there?

About 62.8B USDC are in circulation today.

How do I buy USD Coin in the US?

In short: Download the Rumos app; Add dollars; Buy USD Coin; Hold it or set a recurring buy. You can start with a small amount, and the app explains each step.

Is USD Coin safe?

The risk people usually mean is price: USDC can move sharply in a single day. How USD Coin is run also matters, so read what it is above. Only put in what you'd be comfortable losing while you learn.

Is USD Coin a good investment for beginners?

No one can promise that — USDC's price can rise or fall sharply, and past performance is never a guarantee. What you can control is how you invest: many beginners buy a small amount on a regular schedule (called dollar-cost averaging) instead of trying to time the market, and only invest what they can afford to lose. Treat USD Coin as a long-term way to learn, not a get-rich-quick bet.

Can I buy a small amount?

Yes. You don't need to buy a whole USDC. Coins are divisible to many decimal places, so you can buy a small part of one.

Where is my USDC stored?

When you buy through Rumos, your USDC is kept with our regulated custody partner BitGo, in segregated accounts. You manage it in the Rumos app.

What can I actually do with it?

Hold it, swap it for other coins in the app, or set up a weekly recurring buy. Sending to an outside wallet isn't available yet.

Other coins to learn about

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Get started

Ready to start?

Get the app and buy USDC in a couple of taps. New accounts get 0% trading fees for 30 days.

Get the app Scan to download

Crypto prices can go down as well as up. Only use money you can afford to lose. This is not investment advice.