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Buy crypto in Germany — a calm, beginner-friendly app for 2026

Crypto is legal in Germany under MiCA, the EU’s crypto rulebook, with BaFin as the local regulator. If you’re new to crypto or your old platform has scaled back its EU service, Rumos is a simple, beginner-friendly way in, with custody powered by BitGo.

  • Add money in EUR
  • Held by BitGo
  • Lessons in the app
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What’s changing for crypto users in Germany

  • Germany has long treated crypto held over one year as tax-free on disposal — check current guidance before you rely on this, as reform has been actively discussed in 2026. This is general information, not tax advice.

  • Crypto itself is fully legal in Germany — Rumos is available here now, with regulated custody powered by BitGo.

Why people in Germany start with Rumos

  • Held by a named custodian

    Your crypto is kept with BitGo, our regulated custody partner, in segregated accounts.

  • Lessons in plain English

    Short lessons and a quick quiz, right inside the app.

  • Start small

    You can buy part of a coin and go at your own pace.

Frequently asked questions

Is the Rumos app available in German?

The app is in English, Slovenian and Spanish today, with more languages on the way. This website and its guides are already in German.

Is crypto legal in Germany?

Yes. Crypto is legal to buy, hold and sell in Germany under the EU’s MiCA regulation, with BaFin as the local regulator. Tax treatment (including the long-standing 1-year holding rule) has been under active discussion in 2026 — confirm the current rule with a tax adviser.

How do beginners in Germany buy their first crypto?

Download a beginner-friendly app, verify your identity once, fund your account by SEPA transfer in euros, and make a small, guided first purchase. Rumos explains each coin and step in plain language.

Is Rumos regulated?

Rumos is a beginner-friendly app, not a licensed exchange. Regulated custody and execution are provided by BitGo, a regulated institutional custodian.

Get started

Ready when you are.

Download Rumos, take a short lesson, and make a small first buy when it feels right. Your first 30 days have 0% trading fees.

Get the app Scan to download

Crypto prices can go down as well as up. Only use money you can afford to lose.