Buy crypto in Spain — a calm, beginner-friendly app for 2026

Crypto is legal in Spain under MiCA, the EU’s crypto rulebook. Whether you’re just getting started or your exchange has scaled back its EU service, Rumos is a simple, beginner-friendly app with plain-language learning and custody powered by BitGo.

Get the app Common questions

Add money in EUR
Held by BitGo
Lessons in the app

SpainAvailable now

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What’s changing for crypto users in Spain

Spain taxes crypto gains as savings income — from 19% on the first €6,000, rising through 21%, 23% and 27% bands to 30% on gains above €300,000 — declared each year in the Renta (IRPF). This is general information, not tax advice.
If you hold more than €50,000 of crypto on platforms based outside Spain, you must report it to the tax authority (modelo 721). This is general information, not tax advice.
Crypto itself is fully legal in Spain — Rumos is available here now, with regulated custody powered by BitGo.

Why people in Spain start with Rumos

Held by a named custodian

Your crypto is kept with BitGo, our regulated custody partner, in segregated accounts.
Lessons in plain English

Short lessons and a quick quiz, right inside the app.
Start small

You can buy part of a coin and go at your own pace.

Frequently asked questions

Is the Rumos app available in Spanish?

Yes. The app is in Spanish, and so is this website.

Is crypto legal in Spain?

Yes. Crypto is legal to buy, hold and sell in Spain under the EU’s MiCA regulation. Gains are taxed as savings income (from 19%, rising in bands) and declared each year in the Renta. This is general information, not tax advice.

Do I have to declare my crypto in Spain?

Gains from selling or swapping crypto are declared each year in the Renta (IRPF). If you also hold more than €50,000 of crypto on platforms based outside Spain, you report it via modelo 721. This is general information, not tax advice — check with a Spanish tax adviser for your situation.

How do beginners in Spain buy their first crypto?

Download a beginner-friendly app, verify your identity once, fund your account by SEPA transfer in euros, and make a small, guided first purchase. Rumos explains each coin and step in plain language.

Is Rumos regulated?

Rumos is a beginner-friendly app, not a licensed exchange. Regulated custody and execution are provided by BitGo, a regulated institutional custodian.