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Buy crypto in Portugal — a calm, beginner-friendly app for 2026

Crypto is legal in Portugal under MiCA, the EU’s crypto rulebook, with Banco de Portugal licensing providers and the CMVM overseeing conduct. Whether you’re just starting or your exchange has scaled back its EU service, Rumos is a simple, beginner-friendly app with custody powered by BitGo.

  • Add money in EUR
  • Held by BitGo
  • Lessons in the app
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What’s changing for crypto users in Portugal

  • In Portugal, crypto you hold for more than a year is currently exempt from personal capital-gains tax; gains on crypto held under a year are taxed at a flat 28%. Professional trading is taxed differently, and exempt disposals still need to be reported. This is general information, not tax advice.

  • Crypto itself is fully legal in Portugal — Rumos is available here now, with regulated custody powered by BitGo.

Why people in Portugal start with Rumos

  • Held by a named custodian

    Your crypto is kept with BitGo, our regulated custody partner, in segregated accounts.

  • Lessons in plain English

    Short lessons and a quick quiz, right inside the app.

  • Start small

    You can buy part of a coin and go at your own pace.

Frequently asked questions

Is the Rumos app available in Portuguese?

The app is in English, Slovenian and Spanish today, with more languages on the way. Everything is written in plain, simple English.

Is crypto legal in Portugal?

Yes. Crypto is legal to buy, hold and sell in Portugal under the EU’s MiCA regulation, with Banco de Portugal as the licensing authority and the CMVM overseeing conduct.

How is crypto taxed in Portugal?

Under the current rules, crypto held for more than a year is exempt from personal capital-gains tax, while gains on crypto held under a year are taxed at a flat 28%. Professional trading is taxed differently. This is general information, not tax advice — check your own situation with a Portuguese tax adviser.

How do beginners in Portugal buy their first crypto?

Download a beginner-friendly app, verify your identity once, fund your account by SEPA transfer in euros, and make a small, guided first purchase. Rumos explains each coin and step in plain language.

Is Rumos regulated?

Rumos is a beginner-friendly app, not a licensed exchange. Regulated custody and execution are provided by BitGo, a regulated institutional custodian.

Get started

Ready when you are.

Download Rumos, take a short lesson, and make a small first buy when it feels right. Your first 30 days have 0% trading fees.

Get the app Scan to download

Crypto prices can go down as well as up. Only use money you can afford to lose.